How about we skip the excuses of why I haven't posted in just shy of a year, and move on with our relationship, 'kay? This'll be my 3rd time trying to write a blog, maybe it'll work out?
2010 proved to be somewhat uneventful - we had moved in fall of '09 into a split level house in Tacoma with two roommates, and that ended up to be the worst AND best choice we made. Bad - because the roommates ended up being irresponsible idiots who couldn't seem to pay rent; Good - it prompted Brian and I to really focus on buying ourselves a house.
It all started one very warm, bright and happy Sunday in July. Brian was in the drive way washing his car, I was sitting on a blanket in the yard next to him reading a magazine. Suddenly I wanted a coffee, so I drove yonder to the nearest coffee stand, purchased myself an ice latte, and drove a different way home - kinda of a backwards way, but I wanted to avoid turning left on a busy road! Taking that route might have been the catalyst of a 3 month hunt for our new home.
Around the block I noticed a very cute and modestly sized craftsman home for sale - craftsman homes being my ABSOLUTE WEAKNESS IN LIFE. The large inviting front porch that could be used as a 2nd living room during the summer, the charming built-ins, the cabled windows on the second floor, just EVERYTHING about a craftsman home makes my heart go pitter-patter.
When I got back home, I quickly used my new-fangled computer-phone to look up the listing. The house was a 4-bedroom, 2-bath craftsman built in the 1920's, with a very small yard, and a pathetic excuse for a garage. The listing admitted that the home itself was a bit neglected, but the bones were good. In my mind this all translated to, "ITS A PERFECT HOME FOR YOU TO PRACTICE YOUR HOME DECORATOR/DESIGNER SKILLS!!!!"; Brian's mind translated this into, "Lots of work after work, and you'll be w
orking during the day to pay for the extra work you'll be doing at home. No thanks."
Brian reluctantly checked the house out, and while we both ended up agreeing to pass on that venture, it did peak his interest in IF he could even get a loan to buy a house.
That curiosity lead him to a lender, who then approved him and lead him to a real estate agent, who then lead us to the most FANTASTIC and understanding home inspection officer. The lender, agent and inspector were probably the most amazing people we could ever ask for to assist in the very unnerving and incredibly e
motion process of first time home buying.
Our agent sat us down, and asked what it is we each would like in a home.
My major wants were:
- Fire place
- Front porch (substantial; NOT a stoop)
- Flowing floor plan (preferably open-floor plan)
- A large and functional kitchen
- 3 bedrooms
- Decent sized back yard
Brian's major wants were:
- Big garage
- Big garage
- Big garage
- A room with a toilet
While I had some pretty specific qualifications for a home to make me smile, Brian was fairly easy to please. Although, he did lean towards ranch-style homes, where it's a single floor and the rooms are divided (i.e.: not open-floor plan).
Another element that made our home search a little....challenging...was the fact that we were going through a city program to assist us with the down payment. The stipulations were that the house be in certain pocket neighborhoods of Tacoma. Also, since the down payment assistance was an FHA loan, the house had to pass a certain inspection to ensure that it's move in ready (not having to replace the roof, the foundation is in prime condition, the siding doesn't have rot - basically all major elements of the home don't need to be replaced).
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The first home we looked at was a rambler/ranch-style home with a somewhat open floor plan. It was a couple blocks from Fred Meyer (local grocer), was fully fenced with three bedrooms, two baths, a fireplace, room out front to build a porch, a decent garage and a back yard that would be a clean slate for our green-thumbed dreams! The house was very VERY cute, needed some fixing up, but the one killer for me was the kitchen - it was a galley kitchen. Meaning, you have counters and cabinets to your left, counters and cabinets to your right, and no other space to really put much of anything.
Example of a galley kitchen:
While some people may prefer this layout for their kitchen, its one that I find difficult working in. I need my workspace to be continuous so I can see EVERYTHING when I take a step back and the flow just WORKS for me. It was a struggle to tell Brian, "No, I don't like it" because I tried all I could in my little head to figure out how to rework the kitchen either by extending it into the dinning room, and not have a formal dinning room, or extend it the other direction and get rid of the family room, and just live with having one living room. No matter how I tried planning out the kitchen I would want, in the end, it wouldn't have worked without an absolute overhaul of the south side of that house due to sliding glass doors, the door to the garage, windows, walls and just EVERYTHING.
We passed on that house, which was fine because it was literally the first house we looked at - in person or otherwise.
Move forward about a week later, and our agent wants us to see a house that fits my little wishlist.
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House 1: Craftsman style home with an ADORABLE front yard, mature landscaping, front porch, fireplace with built-in bookcases on either side, an old, but for sure remodel-able kitchen, 4-bedrooms, 1-bath, a super private back yard, and a very VERY dilapidated garage. The house was also just feet away from a quiet and well-kept city park with a running trail, playground and tennis court. When I saw the house, I fell in love instantly! Surprisingly, even considering the joke for a garage, Brian loved it too! It had character, it was cozy, the backyard and landscaping were a DREAM, and it was wellllll below our budget.
We decide to put in an offer at about 2 thousand above asking price, and scheduled an inspection. The inspection was scheduled for when I would be out of town visiting my mom, but luckily Brian and his mom were able to attend with our agent. That day, Brian called me with upsetting news that the house wouldn't pass for an FHA loan, which would mean that if we do decide to go with it, we would have to come up with all of our down payment, which wasn't an option at the time.
So we moved on.
Our agent sends us a couple houses to look at online, and none of them really fit the bill. We still had the first house stuck in our minds, and most of what she was sending us either didn't have a garage, or just looked like a boring box. Brian wants the function, I want the charm.
For a couple weeks we went back and forth with our agent, her sending us listings to consider, us sending her listings to get information on. In the span of a month we had PHYSICALLY looked at about 5-15 houses within 2 days every week. For a couple who decided to buy a house out of curiosity, we became VERY serious and committed to it.
We looked at homes that didn't even apply to EITHER of our wants - one home only had 2 bedrooms, no garage and a STOOP (I HATE STOOPS!). Another house was in northern Tacoma across the street from a hospital, literally had a bus stop in the front yard and the cement shower in the basement was straight out of Silence of the Lambs. The last half of our search in Tacoma was laughable at best, horrifying at worst.
After a month, we had pretty much exhausted our searching criteria, and were about to give up on our search, sit back and save some money for a full down payment, and approach the next search without the restrictions that come with FHA assistance.
Then, being the resourceful and committed agent she is, we were given the suggestion of looking into a down payment assistance program with the COUNTY, rather than the city. We would have the same strict guidelines for the condition of the home, but we could start looking at homes outside of the Tacoma and Lakewood city limits. While we wanted very much to stay in Tacoma (thanks to it being the epicenter of anything and everything we ever want to do on our time off from work), we decided to give it a try and see what we can find.
If you were to go towards Seattle, the area encompassing the city limits is your traditional suburban atmosphere - pockets of nice homes with a grocery store every couple blocks, maybe a couple nice shopping centers, nice restaurants and parks where you can let your yappy little dog shit everywhere while you sit in your SUV waiting for your child to get out of cheer leading practice.
In Pierce County, the areas surrounding the city are considered more rural than suburban. The homes are older (maybe, 60s/70s ramblers), the properties larger and more spread out, you only have your shopping on one major road, and it takes a little longer to get to where you want to go. The options for dinner out or date night is limited to going "back into the city", even though the city limits is just two miles down the road from you.
Since the area is structured in that way, we were a bit hesitant to start looking for homes around the county. We were either going to find much older, rambler style homes, or brand new homes that don't require you to even leave the house to borrow sugar - you could just reach out your kitchen window and into your neighbor's. Neither of those options were at all appealing to me.
Our agent sent us a couple homes, most of them appealing to Brian's needs and not so much my wants. Which, in all honesty, is acceptable because he was the one with the loan, but I would be the Suzie Homemaker!
After Brian and I debated on which homes were acceptable to either of us, we agreed to meet our agent at a home in Parkland, just south of Pacific Lutheran University.
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House 2: A home that was originally a rambler, with a finished attic, 2-bedrooms, 2-bath, an awesome laundry room, walk in closet in the main bath/bedroom, confusing living room/kitchen situation, a PERFECT back deck (no yard) for entertaining, and a garage that would make Tim "The Toolman" Taylor moan like a gorilla. It had three bays that were tall enough to fit a camper inside, with a 4th smaller bay that had a friggin BATHROOM IN IT. There'd be no reason for Brian to leave that damn garage!!! It...was....beautiful.
The inside, though, had the most confusing layout. The upstairs, while finished, wasn't very usable because the previous owner kept the slope of the roof same - meaning that I'd be the only one able to walk upright in that room. The living room, we think, was an addition because it was a square area that was separated from the rest of the house with french doors. The french doors opened into this...I suppose..."hallway" and kitchen. The kitchen was the biggest area of the house, and probably the largest galley kitchen I've seen. In short - I wasn't much enthused about the layout of the house, but the rest of the property and the garage were what sold us.
We put in an offer, with the house being in the middle of our price range, and we scheduled inspection NUMBA 2!
The inspector and our agent scheduled for just after I got off work and just after Brian would get back in town after he was off work. So, I headed over to the house, and was there before Brian and his parents did. When I walked up to our agent, she had a very sad look on her face, and I knew this was another no-go. The foundation was GARBAGE. The inspector was actually shocked to see that a large hole in the foundation was covered up with a piece of plywood painted with cement - trying to camouflage the issue? Our agent was so SOOOO nervous to tell Brian the bad news when he showed up, because she knew just how much he wanted this house. After all the homes we looked at, already going through one bad inspection, this was going to break him.
So Brian shows up JUST after his mom gets there, and luckily she told him with our agent that the house wouldn't pass. The siding was also bad, and there were spots on the roof where the "addition" was made that was leaking. His dream garage, and my nightmare of a floor plan, is now off the plan.
Brian and I debated for a couple days on if we even wanted to continue with the search. We kept saying, "Third time is a charm! THIRD TIME IS A CHARRRRRMMMM!!!!!", but inspections cost money each time we have one done, and while we were SO fortunate to have an inspector who discounted the cost for us, we didn't want to run our luck out with him.
We told our agent that we wanted to take a break from looking, but if she found anything that she felt would be WELL worth looking at, to give us a call.
A week later, not wanting to give up completely, I found another house in Parkland, this time just north of Pacific Luthern University, that I was very interested in seeing in-person. The pictures were taken with a slight fish-eye, so I couldn't fully comprehend the general size of the rooms, or even the layout for that matter. But, the one thing that I kept pointing out to Brian was that the garage was detached and looked VERY spacious. So much room for activities!
Brian's thing was that the pictures didn't look worth-it, and the asking price was slightly over our price-cap. BUT, being the nag I am, I kept pointing out the garage, and that we should at least take a look.
We send the listing to our inspector, she does her magic and within a couple days we're inside looking at the house. It had only been on the market for a couple months, and only had 3 viewings. My theory is that most people were put off by the listing pictures - they SERIOUSLY did not do this house justice.
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House 3: Rambler style home, a 3+ car detached garage, 3-bedrooms, 1-bath, wood burning fireplace in the main living room, the attached garage converted into a family room/man cave, remodeled kitchen, brand new carpet throughout, remodeled bathroom, and a fully fenced property just shy of .25 acres.
This house seriously had EVERYTHING we both were looking for (except for the obvious Craftsman style - but I kinda got over that desire about 10 houses into our search). The rooms ended up being larger than what the pictures suggested, there was a laundry room (which most of the houses we looked at didn't have) and the garage, while not as amazing as the one on House 2, was clearly a garage built for a car fanatic. The amount of power being pumped into the garage alone could support an entire 2nd household, and I think THAT was the ultimate selling point for Brian. For me it was the kitchen, the 3rd bedroom that would work PERFECT for a craft room/office, and the fact that the way the property sits, we have a lot of privacy in the back yard. It was also only a couple blocks away from the air force base, so Brian and I had visions of sititng on the roof in July to watch the airshow.
Unlike the other homes, we decided AT THE HOUSE to make an offer. We went lower than asking to see if the seller would bite, and we ended up getting into a slight bidding war with another potential buyer. The time it took to get an answer from the seller on if they chose us to work with was probably one of the most stressful weeks in our lives. The other two homes we made offers on were very nice homes, but the 1st one had everything I wanted, and lacked what Brian wanted. The 2nd home had everything that Brian wanted, but lacked what I wanted. THIS home, however, was a perfect combination of all the things Brian and I found to be important to us when buying a home, and just VIEWING the house, we felt like we NEEDED to be there.
We wait longer, and we get a call from our agent - the buyer wants to work with US!!!! BUT, they didn't accept our offer. We ended up getting back up towards the asking price, which was a bit over our budget, but the interest rate Brian would be getting for the loan would be so low that it wouldn't kill us. Plus, with the house being remodeled, the money we would be "saving" on a less expensive house would be spent on remolding it, anyway. So regardless of the price, we'd be spending about the same.
While the whole bidding debates were going on, we had our inspection scheduled. This time around, we wanted it to just be US at the inspection - no family, no friends.
During the inspection, Brian walked around the house with our agent, a little nervous because this will be the 3rd house we've made an offer on and have had an inspection done to - it's not just money riding on this working out, it's all of our hopes and dreams. The inspector dealt with me following him around asking questions, being a 5'5'' sack of stress and emotions. He viewed the roof, it was good. He checked out the siding, no rot. He inspected the attic, all good. Finally he gets to the foundation and the crawl space, which was the ONE thing on the other two houses that were the killers of the deal. He looks around the house at the foundation, the vents, the crawl space, makes sure there aren't any dead bodies hiding under there, and after what felt like an eternity he comes back out, with his little clip board in hand and space suit on and says, "Well......................looks like we have a winner here, kids!"
IT PASSED INSPECTION.
Almost flawlessly! There were very VERY minor things of getting the entry to the crawl space covered, steps installed for the back sliding glass door, and a couple other things, but all that we cared about was that IT PASSED.
Some time passes, Brian gets everything finalized with the lender in getting his ridiculous low interest rate of 3.something% and we are looking at moving into OUR new house. JUST US. NO ONE ELSE.
We moved in October, and have been here for about 4 months now, and I don't think that's it has completely settled in yet that, WE OWN THIS HOUSE. If we want to paint or tear down a wall, ITS OK! If we want to put a pool in the backyard, LANDLORD CAN'T STOP US. And, the most important part of all, NO ROOM MATES (well, other than the cats). It's euphoric to think about, and even more so when we talk about the future we have in this house. We are going to get married while living here, and hopefully bring our first born child into this home. It's beautiful, and no amount of works for exclimation points can fully express my gratitude for the way the planets aligned during this process where, honestly, THIRD TIME WAS A CHARM. If the other two homes had passed inspection, we would be living in a home that either one of us didn't really like, and we'd be dealing with remodeling the place before we could actually LIVE in it. But, because fate did it's work, we were matched up with the house that was perfect for us - functional, stylish, modest, and with enough of a blank slate to allow us to customize in the future (I REALLLLLLLY want to remodel the laundry room SOOOOOOOOOO BAD!)
Tonight (or, this morning...whatever...schematics), I leave you with just one picture of the front of The House That Was Meant-To-Be:
BASK IN ITS GLORY!!!!!!!!
